No Annual Fee Credit Cards

If your credit is good enough for approval, a credit card with no annual fees could save you money. On top of charging no annual fee, many of these credit cards offer other perks like rewards programs or cash back on purchases. Keep in mind that these cards will typically require good to excellent credit for approval. These are some of the most popular no annual fee credit cards from Credit Karma's partners.


  • NEW! Unlimited 1.5% cash back on every purchase - it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24 - 23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Chase Freedom Unlimited<sup>SM</sup>
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